Straddle | A New Way to get Paid

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Straddle is the

all-in-one

platform

for building

better bank payments

Trade in your messy payments stack for Straddle — where everything is built to work together. Onboard and verify customers, securely connect to their accounts, and get paid faster.

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Our story

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The most cost-effective way to

accept payments online

Debit-like performance

without the interchange

Balance confirmation included with payment requests. Same-day ACH charges, all Fed windows, and API settlement tracking. Get paid within 24 hours. Money sending via ACH, RTP,

and upcoming FedNow through multi-rail orchestration.

Change the game

No overdrafts

Without NSF fees

Fast payments

Any bank, any time

A code snippet connects your application to 90% of US bank accounts with Straddle Bridge. Or bring your own token from your favorite data aggregator. Bank accounts work, too!

Connect with bridge

People make payments

Industry leading identity fraud detection
is built directly into your payment flow with Pay by Bank

Try Identity that works

Verification results

Customer Identity verification

SSN is not deceased

Pll

SSN9 is formatted correctly

Pll

Selfie passes liveness check

Liveness

Gov ID is not expired

Gov ID

Selfie matches portrait on Gov ID

Liveness

Identity verification

Customer Identity verification

Identity verification

Complete

Gov ID

Complete

Selfie

Complete

Verification complete

Compliant by default

Auditable data security and regulatory compliance is built into every payment, giving you peace of mind and reducing the complexity (and cost!) of regulatory oversight. From tokenized PII to AML sanctions screening and transaction monitoring, we built it so you don’t have to.

Stay one step ahead

of fraudsters

We score every transaction in real time to identify and flag potentially fraudulent activities, block risky transactions instantly, and keep your business safe.